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Interesting little things…

Medical Plans and Scenario Comparisons in One Sheet

The U.S. health insurance is like a maze. Projecting your next year’s health needs already invites a ton of anxiety. Then variables such as deductibles, out-of-pocket maxes, coinsurance levels and others work together in such an intricate system that it is never a straight forward A+B-C*D%. It could easily be hours, or even days, of post-dinner homework running the numbers. This year, however, I developed my own tool, a spreadsheet, to help me and my family do the math magic. So from this year onward, the math part of our health insurance shopping will be no more than a few minutes, even comparing a dozen scenarios. I also validated our pick last year using this spreadsheet with hospital bills for having a baby and we saved $3-4,000 compared with all three other plans.

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Video: True Colors, Where Everybody Belongs, 2018

I was snapping pictures and videos outside the expo center during the 25th True Colors Conference at the University of Connecticut, Storrs and hunting for good suspects for our story. Someone said hi, and struck up a conversation. All the rest just came together naturally. Here it is the video about the largest LGBTQ2+ youth conference in the country.

Emily is brave, smart, beautiful and inspiring. She has also been fortunate to have her extremely supportive family always behind her. But she was an angry boy…

Read full story on Newscenter.td.com

Classic Federer in Slow Motion

In Roger Federer’s tennis, we see him masterfully and effortlessly blending style with speed, precision with power, and grace with guile. I wanted to capture his genius moves live in action, so I could share with my kids later and future tennis fans all over the world. Here are his classic forehand and backhand with slow motion replays:

  • Federer Forehand

  • Federer Backhand

Also check out the top 3’s head-to-head stats and their career earnings.

Frugal, Yet Fine Living

Some handy projects* to elevate the city living while adding a bit of DIY fun:

  • Non-conventional AC installation:

    Imagining side panels generating little or zero drafts, we got customized, hand-crafted acrylic or poly-carbonate sheet glass panels, for all 3 air conditioners. Crisp clear view and double pane for winter-proofing! [Over 10 hours of labor though.]


Not sure about the foam’s life expectancy, as in a couple of weeks there’s already a strip of dip along the dripping line.

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A Cheat Sheet on Citywide Gifted & Talented Programs in NYC

It’s been quite a journey for us to finally secure a seat at one of New York City’s Citywide Gifted & Talented programs. It’s a success that has taken both hard work and luck. We are very proud for Evan Yoyo to join NEST+m and we cannot wait to see him further grow and learn while enjoying chess and other things the school has to offer.

Here below is just a cheat sheet to get an idea of some overall considerations while choosing which ones you like, or not. But there’s just so much more to what this table can present, even though it’s a good start. [Commute times below are calculated based on a Forest Hills area home location.]

Our best one-sentence advice would be: start the prep work and research as early as possible. If you can get your child into the Kindergarten of a G&T program, you have an astronomically better chance of getting in than trying first grade.

Last but not least, education is so much more than what a school can provide for children, although a good school means a lot in the equation. We know that this will be a learning journey for the whole family, and those who we will be having a role along the way. After all, it takes a village.

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From Twinkle Stars to Sonatina

Yoyo has taken piano lessons for 2.5 years and here is a quick progress report. And he has matured so much. We still vividly remember the first recital, video below, when he wouldn’t step onto stage, probably out of stage fright. (We made a second attempt after more than an hour, and he made it and people were wowed.)

Now he can play something as complicated as Sonatina, although this time, I put my video fixing skills to good use to make the whole piece just slightly more perfect;)

Celebrate America and Veterans Fireworks Show 2018 on June 30

With a baby too young to enjoy extended, multi-hour trips, we will sadly miss this year’s TD Celebrate America Fourth of July fireworks/concert show at Eisenhower Park in Long Island on June 30. But I can still vividly remember all the fun my boy had with his buddy Brian and family on the beautiful evening and Grucci’s spectacular presentation. This year it will feature live music by 45 RPM, starting 7:30pm. (TD customers and veterans get to enter starting 4:30pm for better seating, one hour before general ticket holders.)

Below is the finale of the fireworks show from last year.

Remember to tweet your photos to #TDCA.